Anyone in Alpharetta who is injured at work may be eligible to receive workers’ compensation benefits if the right qualifications are met. These benefits are meant to help cover the cost of medical expenses, make up for wages lost due to time off work, and compensate for other consequences of a workplace injury.
Information about the full extent of workers’ compensation benefits in Alpharetta—as well as how to file a claim for them—may be obtained from the George State Board of Workers’ Compensation. You could also contact an Alpharetta workers’ compensation attorney for a more thorough overview of your rights and options.
Workers’ compensation laws in Georgia require employers with three or more employees to pay for workers’ compensation insurance coverage. This protects the employer in case an employee suffers an injury, since benefits to injured employees are paid by the insurer, not the employer.
Like most other states, Georgia has a “no fault” workers’ compensation system in which employees do not need to prove that their employer’s conduct is directly to blame for causing the accident. However, in most cases this also means the employee would not be eligible to sue the employer to obtain additional benefits.
This workers’ compensation scheme was established make it easier for employees to recover and return to work. However, because insurance companies unfortunately dispute claims filed by injured workers so frequently, the system does not provide a simple means for eligible workers to obtain benefits. Instead, the process is often almost as lengthy, complex, and uncertain as a traditional civil lawsuit.
Various benefits are available to workers injured on the job in Georgia under the workers’ compensation scheme. Medical costs and associated expenses may be covered, including payments for:
An applicant may qualify for medical benefits due to a sudden injury at work or an illness or condition caused by long-term exposure or conditions in the workplace. Furthermore, medical benefits may continue indefinitely for an injury or condition considered to be catastrophic. In other cases, the State Board of Workers’ Compensation may determine the length of time benefits would continue up to a limit of 400 weeks.
When an employee in Alpharetta is unable to work for a week or more after suffering workplace injury, income benefits should be payable in an amount equal to two-thirds of the employee’s average weekly wage to help cover living expenses while the employee is off the job. The amount of weekly benefits available to injured employees is capped by law at $575.00 per week.
As with medical benefits, most income benefits may continue for no more than 400 weeks. These benefits should be received within three weeks after the employee first missed work. However, benefits for the first seven days missed would only be paid if the disability prevents the employee from working for more than 21 consecutive days.
Employees who eventually return to work but are only able to perform lower-paying work may be entitled to reduced income benefits. Depending on the circumstances, they may also be eligible to receive job training and assistance in locating employment.
When an employee becomes permanently disabled after a work injury, compensation may be available for that permanent condition, including loss of limbs. The maximum amount of compensation for cases like this is set by law. In addition, the benefits schedule established by the State of Georgia also establishes the amount of death benefits a family may receive if a worker is killed on the job, including a funeral allowance.
Georgia laws, regulations, and supporting information related to workers’ compensation are subject to change. For the most accurate information about workers’ compensation benefits in Alpharetta, or for assistance in filing a claim for benefits or appealing a disputed claim, contact a knowledgeable workers’ compensation attorney.
With offices in Alpharetta, Atlanta and Marietta, we provide legal assistance to people throughout Georgia and the Southeast in all matters of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), and workers’ compensation claims.
We are ready to help you, and offer multiple ways to reach us.