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Understanding Social Security Disability Benefits

Disability is more common than people realize. In fact, a working 20-something-year-old has a one in four chance of becoming disabled before reaching full retirement age. This is why the Social Security Administration (SSA) offers disability benefits.

The SSA provides monthly compensation to disabled individuals through two programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). These programs have distinct eligibility criteria that applicants must meet to receive either type of benefit, and most initial applications are denied by the SSA, often necessitating the assistance of a local disability attorney.

Social Security Disability Insurance (SSDI)

To qualify for SSDI, you must meet a very strict definition of disability. SSDI is only available for individuals who can no longer work because of a medical condition that has lasted or is expected to last at least one year or result in death. Vocational experts will likely be asked to weigh in on whether you are able to perform any kind of gainful employment, not just your old job duties.

Additionally, individuals looking to receive SSDI benefits must have worked long enough (and recently enough) to qualify. The SSDI program is funded through payroll taxes, meaning you must have worked and contributed to the program for a certain number of years in the form of Social Security income taxes. Your employment history before the onset of your disability is measured in work credits, and it is possible to receive up to four work credits per fiscal year. Some qualified dependents of a disabled worker may receive benefits without having worked.

Supplemental Security Income (SSI)

Unlike SSDI, SSI benefits are not awarded based on a person’s work history. Instead, the SSI program provides benefits to disabled or blind individuals with low income and limited resources. If you suffer from a disabling condition or blindness and struggle to make ends meet, you may qualify for SSI benefits.

Ask an Attorney which Social Security Disability Program is Right for You

SSDI and SSI both offer monthly benefits to disabled individuals, but their requirements differ greatly. It is important to know which programs you qualify for so you can get the best result possible for you and your family. Contact the Khaki Law Firm today for advice on applying to either disability program or for assistance with filing an appeal.

The Khaki Law Firm
Our Firm Approach

There are many Social Security disability law firms throughout Georgia. What sets The Khaki Law Firm apart from the rest? Why should you choose us? We are honored to represent those who have worked hard most of their lives, but due to a mental or physical impairment are no longer able to maintain employment and earn an income.

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    We Are Here For You!

    Step 1 Of 2

    We Are Here For You!

    Have you had to stop working due to a physical and/or mental disability?YesNo

    Have you seen a medical professional in the past 6 months for your disability?YesNo

    Have you been advised by your medical professional that you are unable to work and need to file for disability?YesNo

    Have you made an application for social security disability and/or had a hearing in front of an Administrative Law Judge?YesNo

    Are you currently or have you in the past received any benefits from the Social Security Administration?YesNo

    Step 2 Of 2

    Contact Info

    With offices in Alpharetta, Atlanta and Marietta, we provide legal assistance to people throughout Georgia and the Southeast in all matters of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

    We are ready to help you, and offer multiple ways to reach us.